Annuities Have Big Tax Advantages Over CD’s

Annuities Have Big Tax Advantages Over CD’s

The most important skill a financial planner brings to the table for their client is not knowledge, designations, or even experience. A planner’s most important asset is his or her ability to put[…]

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Cashing in Old Life Insurance

Cashing in Old Life Insurance

Many people have asked us about old financial papers and their current worth. The questions have included what to do with old bank certificates of deposit, old stock certificates, and ancient papers[…]

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What Does a Financial Planner Do? Can They Bake a Cherry Pie?

What Does a Financial Planner Do? Can They Bake a Cherry Pie?

Our founder, partner, and financial advisor, Dan Searles CFP®, RFC®, CEP®, LUTCF explains what a financial planner does using examples from his family life.    If you’ll allow me the grace of an[…]

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Planning For Early Retirement

Planning For Early Retirement

Oh, retirement. The one thing that almost everyone strives for. The end of the working life, and the beginning of a new, easier one full of traveling, family, and… not working. But even though[…]

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A Survivor Benefit Primer for FERS and CSRS

A Survivor Benefit Primer for FERS and CSRS

Overview The retirement annuities under CSRS and FERS have a survivor benefit option that can provide your spouse with an annuity after your death. Your annuity can be up to 55% of your full[…]

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How Do I Get Accurate Info From my HR Department? [Video]

How Do I Get Accurate Info From my HR Department? [Video]

As you're getting closer to retirement, you may be reaching out to your HR department trying to figure out how you can get good, accurate information from them. There’s some good news and[…]

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Why Do I Need a Financial Planner if I have a TSP? [Video]

Why Do I Need a Financial Planner if I have a TSP? [Video]

If you're invested in the TSP and the TSP is your primary vehicle for retirement, then you may be wondering, "Do I need a financial planner? Isn't the TSP just managing my money for me?"[…]

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Things to Consider About Your Retirement Withdrawal Strategy [Video]

Things to Consider About Your Retirement Withdrawal Strategy [Video]

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How Do I Maintain My Standard of Living in Retirement? [Video]

How Do I Maintain My Standard of Living in Retirement? [Video]

As you get closer to retirement, you may begin to ask, "How do I maintain my standard of living through retirement?" This is a complicated issue to answer as you start to unpack it[…]

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Are Annuities Bad? [Video]

Are Annuities Bad? [Video]

  When evaluating any sort of financial product, the first thing to understand is that financial products are just tools. When tools are used correctly, they can be effective. When tools[…]

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