Imagine that the Joker is on the loose in Gotham City. He’s doing his normal Joker thing: robbing banks and breaking things, and he has Joker-dressed goons running all over the city. Not only[…]

One of the best gifts you can give your children is an education on the basics of financial responsibility. When a friend emailed us the other day and asked us to write down some basic financial[…]

The short answer is income replacement protection. But let’s dig in a bit deeper to see exactly what it means. The Real Purpose of Life Insurance Life Insurance is not a lottery ticket. It is[…]

Our recent post,  Trust but Verify, showed that relying on your agency’s HR staff to determine your retirement qualifications can have serious consequences. There are many common mistakes that[…]

My dad loved to watch sports. Nothing made for a more perfect Saturday than a couple of college games on either side of the dial and a NASCAR race in between. It didn’t take a hometown team on the[…]

Many people recognize the importance of financial planning today.  Yet many still hold misconceptions about who can benefit from financial planning and how it can best benefit them. Myth #1:[…]

There’s an old saying, “The best time to plant an oak tree was 20 years ago.”  Unfortunately, 20 years has passed, so the next best time to plant an oak tree is today. Poor Planning and a Poor[…]

Choosing a financial planner can be an extremely frustrating and overwhelming task.  That’s probably why a lot of people simply avoid it altogether. With that said, please be aware that being[…]

Perhaps you have heard the buzz about how financial advisors need to be fiduciaries. It comes up in many advertisements on T.V. and radio. Maybe you were surprised to hear that not all people who[…]

It can be devastating to choose the wrong Federal Employee Group Life Insurance plan. Before you make any decisions about what FEGLI option is right for you, taking the time to ask yourself a[…]