There’s an old saying, “The best time to plant an oak tree was 20 years ago.” Unfortunately, 20 years has passed, so the next best time to plant an oak tree is today. Poor Planning and a Poor[…]
Choosing a financial planner can be an extremely frustrating and overwhelming task. That’s probably why a lot of people simply avoid it altogether. With that said, please be aware that being[…]
Perhaps you have heard the buzz about how financial advisors need to be fiduciaries. It comes up in many advertisements on T.V. and radio. Maybe you were surprised to hear that not all people who[…]
It can be devastating to choose the wrong Federal Employee Group Life Insurance plan. Before you make any decisions about what FEGLI option is right for you, taking the time to ask yourself a[…]
What is Life Insurance? Life Insurance is a contract. If you pay the insurance company a certain amount of money each month and if you pass away during the contract period, the insurance company[…]
For many long-term Federal Employees, the dream of retirement becomes tangible after reaching 20 or 25 years of creditable service, usually around ages 50 or 55. By then, you may even start[…]
You have most likely engaged in at least some retirement planning during your working life. You probably asked a lot of questions about how much you should save and even more so, how you can[…]
Making the transition from the workforce to retirement is a big decision. After years of service, you are close to settling into a more comfortable and less stressful, and demanding lifestyle. As[…]
An under-used and misunderstood strategy that can help you preserve your assets while managing risks associated with investing. Let us review a few of the basics of the “age 59 ½ in-service[…]
Cleaning Up Do you ever wonder what you can send through the shredder? According to the Environmental Protection Agency, each year Americans dispose of more than 292 million tons of trash.[…]
